Do you need money now? Caveat Finance and Second Mortgage Loans are fast and relatively simple ways for you to access funds when you need it. All loans must be for business use or secured by non residential property, unless in the name of a company. Caveat Finance rates are between 2-6.5% per calender month, whereas Second Mortgages range from 15-24% per annum. Call us on 1300 737 426 to discuss your situation.